On , I bought a new vehicle from you. Your salesperson charged me $ for credit life insurance. He stated that credit life insurance was required when financing a car.
Please refund the $ to me and recalculate the loan charges. I now understand that federal law prohibits this charge. The Truth in Lending Act specifically prohibits requiring the sale of credit life insurance in order to secure financing.
I trust that this is an oversight by an uninformed sales person. I expect the revised loan and my check within five (5) business days. A copy of my sales contract is enclosed.
Very truly yours,
[First Name][Last Name]
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